User:BankruptcyLawyerLosAngeles

Our law firm prides itself on providing a higher top quality of service in handling your Chapter 7 or Chapter 13 bankruptcy case. We want you to feel comfortable with the process and know that we tend to be here to help you complete the process without stress. Our approach is to know your particular situation and to find a solution that will help you right away. Whether you are experiencing a wage garnishment, possible foreclosure, or perhaps harassing creditor calls, we are going to work with you to solve the situation and get you debt free. Our approach is to educate you and walk we through the process and so that you feel comfortable at every step in the bankruptcy case. Information on Bankruptcy Chapter 7 Bankruptcy - is a liquidation bankruptcy case where your non-exempt assets are sold by the trustee to pay creditors. In most bankruptcy cases just about all of your assets is protected as well as creditors will receive absolutely nothing in the bankruptcy case. The Chapter 7 bankruptcy process lasts approximately 4-5 months from the time of filing. Once the bankruptcy case is filed their is a great automatic stay that prevents creditors from continuing lawsuits to collect on the debt, garnishing the wages or contacting you regarding the debt. During your bankruptcy consultation we are going to examine your own assets as well as financial situation to ensure that all of your assets are protected in the bankruptcy case as well as that we qualify. Advantage of Chapter 7 Bankruptcy The short time in that you can obtain a fresh start and be without all dischargeable debts. It will stop any kind of pending lawsuits actions, collection actions, repossession, and creditor calls. You'll have the ability to start fresh once again in rebuilding your financial future. Chapter 13 Bankruptcy- is a repayment program exactly where you pay a portion or all of your debt back to creditors. Your own program can range from 36 to 60 months depending on whether your own gross annual income is over the state's median income. If you may be below the state's median income for the family size then your own will have a repayment program for 36 months and if you are above the state's median income your repayment program will be for 60 months. Advantages of Chapter 13 Bankruptcy: Chapter 13 bankruptcy allows your own to stop the foreclosure of your home and pay back any arrears on your own mortgage that tend to be previous due. Remove Second Mortgage - You are able to treat your own 2nd mortgage as unsecured debt in Chapter 13 bankruptcy. Allows you to keep assets that may definitely not be protected by your own state's bankruptcy exemptions. The are protected from lawsuits, garnishments, and creditor contact whilst you're in the Chapter 13 bankruptcy program. SCLA helps clients throughout Los Angeles County in filing their bankruptcy cases. We have experience is helping we eliminate your own credit card debt and prevent the foreclosure of your home. Call us now to setup a great appointment with our Los Angeles bankruptcy attorney.Get in touch with us at Bankruptcy Lawyer los angeles